If you’re experiencing financial hardship and will not be able to resume payments, you need to get in contact with your loan servicer and ask about options, such as loan deferment or income based repayment options. If you don’t know who is serving your loans, you can find out by going to www.studentaid.gov. You will need your FSA ID and password to login. There’s a “Manage Loans” tab; you can get the name and contact information of your loan servicer. If you don’t remember your FSA ID you can reset the password by going to www.fsaid.ed.gov.
